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Experts in Investment Property
Contact Us
Will Haynes: 972-891-9826
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Get the Best Rates and Terms on Investor Financing |
There are various forms of financing options for investors who are looking to purchase 1-4 family investment property. Guidelines for
investor financing are subject to change. Please review the list below:
Cash and then get a loan later
Cash-out refinance (80% of appraised value) after 6-12 month required seasoning
Self Directed IRA / 401K
Use your retirement funds to buy real estate
Borrowed Money
Conventional Financing - Straight Purchase
- 15yr/30yr Term
- Fixed interest rate
- Down payment of 20% or more
- Most attractive interest rates and fees
- 1-4 family properties
- Subject to condition of the property
- Cap of 10 loans to borrower with our preferred lender (4 with majority of other lenders)
Renovation "Rehab" Financing - Distressed Property Loan
- 1yr or less in Term
- Discounted, wholesale, foreclosure properties
- Limited to single family properties typically
- Rate and term permanent refinance with 6-12 month required seasoning
Commercial Financing - Blanket Loan
- Limited to single-family homes
- 1 Loan for multiple properties
- Less than 15yr term
- Based on borrowers financial strength
- Used to free up more lending opportunities with conventional investor financing
Hard Money Financing
- 1yr or less Term
- Higher interest rates (usually interest only)
- Down payment of closing cost or more
- Higher financing fees (closing cost & usage)
- Used for wholesale, foreclosure, and distress properties
Loans for Different Investment Strategies:
Buy & Hold
- Cash (with cash-out refinance)
- Self Directed IRA / 401K
- Conventional Financing
- Renovation Financing (with rate and term permanent refinance)
- Commercial Financing
Fix & Flip
- Cash
- Renovation Loan
- Hard Money Financing
Contact Mark Dransfield at Cendera Funding or please contact us for assistance
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Portfolio Realty Group, LLC
Contact Information
2727 LBJ Freeway Ste 135
Dallas, Texas 75234
Direct: 972-891-9826 will@portfoliorealtydfw.com
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